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How American Express Business Cards Can Benefit Your Business?



American Express offers a wide range of business credit cards designed to meet the unique needs of small businesses. These cards provide numerous benefits, including rewards, perks, and financial management tools that can help businesses grow and thrive. In this article, we will explore the various American Express business cards and how they can benefit your business.


Why Choose an American Express Business Card?

American Express is a trusted and reputable financial institution with a long history of providing exceptional service to businesses. By choosing an American Express business card, you can take advantage of the following benefits:

  1. Separation of Personal and Business Expenses: One of the key advantages of having a business credit card is the ability to keep your personal and business expenses separate. This makes it easier to track and manage your business finances.

  2. Rewards and Cash Back: American Express business cards offer various reward programs, allowing you to earn points, miles, or cash back on your business expenses. These rewards can be used for travel, merchandise, or even statement credits.

  3. Financial Management Tools: American Express provides valuable financial management tools that can help you keep track of your business expenses, monitor employee spending, and analyze your spending patterns. These tools can simplify your accounting processes and provide valuable insights into your business finances.

  4. Travel Benefits: Many American Express business cards offer travel benefits such as airport lounge access, travel credits, and complimentary hotel elite status. These perks can enhance your travel experience and save you money on travel-related expenses.

  5. Purchase Protection and Extended Warranty: American Express business cards often come with purchase protection and extended warranty coverage, providing additional peace of mind when making business purchases.

With these benefits in mind, let's explore some of the best American Express business cards available to small business owners.

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express is an excellent choice for small business owners who want to earn flexible rewards with no annual fee. With this card, you can earn 2X Membership Rewards® points on everyday business purchases, up to $50,000 per calendar year. After reaching this spending limit, you'll earn 1X point per dollar spent. This card also offers a 0% introductory APR on purchases for the first 12 months, making it an appealing option for businesses that need to finance large purchases.

The Business Platinum Card® from American Express

If you're a frequent traveler, The Business Platinum Card® from American Express is worth considering. This premium card offers a wide range of travel benefits, including access to airport lounges, complimentary hotel elite status, and a $200 airline fee credit. Cardholders also earn 5X Membership Rewards® points on flights and prepaid hotels booked through Amex Travel. Although this card comes with a hefty annual fee of $695, the generous benefits and rewards can easily offset the cost for frequent travelers.

American Express® Business Gold Card

The American Express® Business Gold Card is a versatile business card that allows you to earn flexible points in categories where you spend the most. Cardholders can earn 4X Membership Rewards® points on the two categories where their business spends the most each billing cycle, up to $150,000 per calendar year. This card also offers a 25% points rebate when you use rewards to book an eligible flight through Amex Travel. With its robust rewards program and travel benefits, the American Express® Business Gold Card is an excellent choice for businesses that have diverse spending patterns.

The American Express Blue Business Cash™ Card

If cash back is your preference, The American Express Blue Business Cash™ Card is an ideal option. This no-annual-fee card offers 2% cash back on all eligible purchases, up to $50,000 per calendar year. After reaching this spending threshold, the cash back rate drops to 1%. Additionally, this card provides a 0% introductory APR on purchases for the first 12 months, making it a suitable choice for businesses that want to finance their expenses while earning cash back.

Delta SkyMiles® Gold Business American Express Card

For businesses that frequently fly with Delta, the Delta SkyMiles® Gold Business American Express Card is a valuable companion. Cardholders can earn 2X miles on Delta purchases, as well as at restaurants and U.S. gas stations. This card also offers a free checked bag, priority boarding, and a 20% discount on inflight purchases. With a reasonable annual fee of $99 (waived for the first year), this card is an excellent choice for businesses that want to maximize their Delta travel benefits.

Marriott Bonvoy Business® American Express® Card

If your business frequently stays at Marriott hotels, the Marriott Bonvoy Business® American Express® Card is a must-have. This card offers 6X Marriott Bonvoy points on eligible purchases at participating Marriott Bonvoy hotels, 4X points on select business and travel purchases, and 2X points on all other eligible purchases. Cardholders also receive a free night award every year after their card renewal month, which can be redeemed at participating Marriott Bonvoy hotels with redemption levels up to 35,000 points. With a $125 annual fee, this card provides significant value for businesses that prioritize Marriott stays.

In conclusion, American Express business cards provide a range of benefits and rewards that can help businesses grow and succeed. Whether you're looking for flexible rewards, travel benefits, or cash back, there is an American Express business card that can meet your specific needs. Consider your business spending patterns and goals to determine which card is the best fit for you. With the right American Express business card, you can maximize your rewards, simplify your financial management, and enjoy valuable perks and benefits.


Partnering with Direct Point Accountant Firm


Direct Point Accountant Firm, an exclusive partner alliance with American Express, offers exclusive benefits for business owners. Once approved and enrolled, you can earn up to 130,000 Membership Rewards® Points. For more details, contact Direct Point Accountant Firm at (954)546-3582.


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